Because we want to make it easier for you to get your car service, we now have 3, YES, THREE payment options for you! We now have Certegy Ezi-pay and Openpay for your financing needs.

Both are super easy and convenient to use so you don’t have to worry about delaying any car service or repair ever again!

Here’s what you need to know about them:

 

Certegy Ezi-Pay

https://www.certegyezipay.com.au/

  • Great for larger repairs.
  • Application process takes approx 15-20 minutes.
  • Interest free finance options available from $1,000 – $4,000.
  • Finance the whole invoice amount or partial amount.
  • 25% deposit (or more) required on collection to us.
  • Fortnightly payments directly debited from a nominated bank account.
  • Option to pay off 6, 12 or 18 months.
  • You can apply online for a pre-approval or we can carry out an application in the office.
  • Offers VIP discount if you have used Certegy Ezi-pay before (you will need speak to Certegy direct to check for this).


Openpay

https://www.openpay.com.au/

  • Great for your log book service and smaller repairs.
  • Application process takes approx 5-10 minutes.
  • Interest free finance options available from $100 – $3,000.
  • Finance the whole invoice amount or partial amount.
  • 20% initial deposit taken from your credit card or visa debit on application.
  • Flexible plans that give you more time to pay for everything you need.
  • Choice of weekly or fortnightly payments directly debited from your nominated account.
  • Option to pay off 3, 6, 9 or 12 months.
  • Download the Openpay App and apply for an amount before you come into the workshop.
  • Call us or contact us through Facebook to get your repayment options; all we need is the amount.

 

Oxipay

https://www.oxipay.com.au/

  • Great for your log book servicing and smaller repairs
  • Application process takes approx 10-15 minutes
  • Interest free finance options available from $100 – $1,400
  • Finance the whole invoice amount or partial amount
  • 25% initial deposit taken from your credit card or visa debit on application
  • Choice of weekly or fortnightly payments directly debited from your nominated account
  • No direct debit or application fees!
  • 8 weeks to pay off

** We recommend that you visit the Oxipay website and create an account to see what you are approved for before you come into the workshop.

 

FAQS

 

1. Which is the better option, Certegy, Openpay or Oxipay?

This depends on you and what above options suit you best. We are finding that Openpay & Oxipay is most popular because you can finance amounts as small as $100!  Oxipay is the only option that doesn’t charge direct debit or application fees, but you can only finance up to 8 weeks.

 

2. Is it possible to combine 2 or more options? Example, total amount is $1500, is it possible to finance $500 thru Openpay, $500 thru Certegy, $400 thru Oxipay and the rest in cash?

Yes, this is definitely possible! You will need to be pre-approved or check the pre-approval before you can use them. You will also need to remember the deposit amounts required for each option.

 

3. Is there a chance I don’t get approved?

Yes, there is a chance you may not get approved and this is something you will need to discuss directly with Certegy, Openpay and/or Oxipay so you know what you can do to be approved.

A note – Openpay does a credit check when you create your account.

 

4. Are the payment options available for ALL kinds of car service? Are there services that can’t be financed?

You can use either finance option for anything we offer here at Ipswich City Mechanical & Auto Electrical. From air conditioning service to brakes or electrical repairs!

 

5. Are they really interest free? Are there any hidden charges?

YES! They’re really interest free! No hidden charges whatsoever! Certegy and Openpay do have an application charge and a direct debit charge though, but this is all displayed and available on their websites. Oxipay is the only one that does not charge those fees.

 

So if you have anything that you need repaired, be it your air conditioning, your wheels or your car needs its regular service, Ipswich City Mechanical and Auto Electrical has you covered! Just go ahead and give us a call or drop a message on our Facebook page if you have any questions. 🙂