Because we want to make it easier for you to get your car service, we now have 3, YES, THREE payment options for you! We have Openpay, Afterpay & Humm (used to be Certegy & Oxipay) for your financing needs.

All are super easy and convenient to use so you don’t have to worry about delaying any car service or repair ever again!

Here’s some information you will need to know about them:

Humm

https://shophumm.com.au/

  • Great for your log book service and other repairs.
  • Application process takes approx 15-20 minutes.
  • Interest free finance options available from $1 – $2,000.
  • Finance the whole invoice amount or a partial amount.
  • 25% deposit (or more) required (paid to us) on collection.
  • Fortnightly payments directly debited from a nominated bank account.
  • Option to pay off 2 1/2 or 5 months.
  • You can apply online for a pre-approval or we can carry out an application in the office.


Openpay

https://www.openpay.com.au/

  • Great for your log book service and smaller repairs.
  • Application process takes approx 5-10 minutes.
  • Interest-free finance options available from $100 – $3,000.
  • Finance the whole invoice amount or a partial amount.
  • 20% initial deposit taken from your credit card or Visa/Mastercard debit on the application.
  • Flexible plans that give you more time to pay for everything you need.
  • Choice of weekly or fortnightly payments directly debited from your nominated account.
  • Option to pay off 3, 6, 9 or 12 months.
  • Download the Openpay App and apply for an amount before you come into the workshop.
  • Call us or contact us through Facebook to get your repayment options; all we need is the amount.

Afterpay

https://www.afterpay.com.au/

  • Great for your log book servicing and smaller repairs
  • The application process takes approx 5-10 minutes
  • Interest free finance options available from $35 – $1,000
  • Finance the whole invoice amount or partial amount
  • You will need enough credit in your Afterpay account and limits vary from person to person. Best to log into your Afterpay account and check your limit.
  • There may be an initial deposit/payment taken from your credit card Visa/MasterCard debit on application

FAQS

1. Which is the better option – Humm, Openpay or Afterpay?

This depends on you and what above options suit you best. We are finding that Humm & Afterpay are the most popular because you can finance amounts as small as $100!

2. Is it possible to combine 2 or more options? Example, total amount is $1500, is it possible to finance $500 thru Openpay, $500 thru Humm, $400 thru Afterpay and the rest in cash?

Yes, this is definitely possible! You will need to be pre-approved or check the pre-approval before you can use them. You will also need to remember the deposit amounts required for each payment plan option.

3. Is there a chance I don’t get approved?

Yes, there is a chance you may not get approved and this is something you will need to discuss directly with Humm, Openpay and/or Afterpay so you know what you can do to be approved.

A note – Openpay do carry out a credit check when you create your account.

4. Are the payment options available for ALL kinds of car service? Are there services that can’t be financed?

You can use either finance option for anything we offer here at Ipswich City Mechanical & Auto Electrical. From air conditioning service to brakes or electrical repairs!

5. Are they really interest free? Are there any hidden charges?

YES! They’re really interest-free! No hidden charges whatsoever! Humm and Openpay do have an application charge and a direct debit charge though, but this is all displayed and available on their websites.

So if you have anything that you need repaired, be it your air conditioning, your wheels or your car needs its regular service, Ipswich City Mechanical and Auto Electrical has you covered! Just go ahead and give us a call or drop a message on our Facebook page if you have any questions. 🙂